Foundation for Advanced Education in the Sciences

Open Enrollment is the opportunity for you to make changes to your current healthcare coverage and/or add dental coverage for the following year. If you are applying for healthcare coverage for the first time, you should attend a benefits orientation. Orientations are provided Monday thru Thursday (Bg. 10 South Side / Rm. B1 C18) at 10am.

FAES will continue to offer CareFirst BC/BS PPO medical plan for the 2012 calendar year. We will also offer supplemental vision coverage and voluntary dental plans through Dominion Dental Service (DDS), Inc.

Dental Coverage & Supplemental Vision Coverage

Those that wish to participate in a voluntary dental plan and/ or supplemental vision plan for 2012 will need to complete an enrollment form (even if you participated in 2011) and mail the form into to DDS by 11/30/11.

DDS and FAES will be visiting the following NIH locations to provide information on the voluntary dental plans, the supplemental vision plan and answer health insurance inquiries:

Tuesday, November 8
12pm - 1pm
NCI - Frederick
Bg. 549 / Auditorium

Monday, November 14
10am - 2pm
NIA - Baltimore
BRC / Rm. 03 A519

Tuesday, November 29
10am - 12:30pm
NIH - Bethesda
Bg. 45 / Rm. B

Medical Coverage

FAES has introduced the following new enhancements to the CareFirst BC/BS coverage– Effective July 1, 2011:

• Dependents can be enrolled through the end of the month in which they turn 26.
• Lifetime Maximums have been removed.
• No dollar maximum on organ transplant benefits for heart, heart-lung, single or double lung, liver and pancreas.
• In-network nutritional counseling and health education for chronic conditions are now covered.
• Dollar limitation(s) removed on hearing aids for minor children.
• In-network well child examination (0 through 2 years – up to 12 visits; 3 years through 21 years - annual visits) – covered at 100% with no copayment.
• In-network adult physical examination – (22 years and older) covered one per plan year at 100% with no copayment.
• Influenza vaccine now covered at 100% with no copayment when administered by an in-network provider.
• In-network annual GYN examination – covered one per plan year at 100% with no copayment.

2012 Premium Rates

CareFirst BC/BS Monthly Premiums

Individual - $413
Family - $896

For additional information on the FAES Insurance plans and enhancements for 2012, you may email us at faesinsurance@mail.nih.gov. Our business office (Bg. 10 (South Side) / Rm. B1C18) hours are Monday thru Friday from 8:30am to 4:00pm (closed for lunch from 12pm – 12:30pm).